The National Bank of Moldova released its monthly statistics on new term deposits for December 2025, showing MDL 4,942.2 million of newly attracted term deposits, up 38.6% from November, alongside higher average nominal rates on both local and foreign-currency deposits. Local-currency deposits accounted for 67.8% of new term deposits at MDL 3,353.1 million, increasing 25.8% month on month, while foreign-currency deposits totalled MDL 1,589.1 million, up 76.5%. The average nominal rate on newly attracted local-currency deposits rose by 0.05 percentage points to 5.16%, and the average rate on foreign-currency deposits increased by 0.55 percentage points to 1.89%. By maturity, deposits with terms of two to five years represented 54.8% of new term deposits and those of six to 12 months 26.5%. Household deposits reached MDL 3,845.7 million (+42.3% month on month), with average rates of 5.39% in local currency (+0.04 percentage points) and 1.81% in foreign currency (+0.64 percentage points); compared with December 2024, household local-currency deposits rose 11.9% while household foreign-currency deposits fell 22.2%. Corporate deposits totalled MDL 1,083.1 million (+27.0% month on month), split between MDL 824.4 million in local currency and MDL 258.7 million in foreign currency, while year-on-year corporate deposits declined 47.3% in local currency and 45.1% in foreign currency; average corporate deposit rates increased to 4.50% in local currency (+0.10 percentage points) and 2.32% in foreign currency (+0.41 percentage points).

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