The Central Bank of Russia published its February 2025 monitoring results on maximum interest rates for Russian ruble deposits offered by the 10 credit institutions attracting the largest volume of household deposits. The average maximum rate for the first ten days of February was 21.44%. For reference, average maximum rates by maturity were 19.68% for up to 90 days, 20.61% for 91 to 180 days, 21.21% for 181 days to one year, and 19.36% for over one year. The measure covers maximum rates available to any client without conditions, and excludes special-category deposits, compound rates, conditional rates linked to other product usage, combined deposit-investment products, and deposits with rates varying by sub-period; results are calculated as the arithmetic mean across the 10 banks using publicly available website information and are described as indicative.
Central Bank of Russia 2025-02-12
Central Bank of Russia reports 21.44% average maximum ruble deposit rate among top 10 banks
The Central Bank of Russia released its February 2025 monitoring results on maximum interest rates for Russian ruble deposits from the top 10 credit institutions by household deposit volume. The average maximum rate for the first ten days of February was 21.44%, with rates varying by maturity from 19.36% to 21.21%. These rates exclude special-category deposits and are calculated as the arithmetic mean using publicly available data.