The U.S. Department of the Treasury announced the full launch of Trump Accounts, making the new tax-advantaged savings and investment accounts available to eligible families. Under the program, children born in 2025 through 2028 are eligible for a USD 1,000 Treasury contribution intended to start investing from birth. The accounts are owned by the child, and families can contribute up to USD 5,000 a year. Treasury and other officials also highlighted that parents, grandparents, family members and friends may contribute, and that employers can use contributions to these accounts as an employee benefit. In related guidance referenced alongside the launch, the Department of Labor said ERISA rules generally do not apply to employer contributions to Trump Accounts.
U.S. Department of the Treasury2026-07-06
U.S. Department of the Treasury announces full launch of Trump Accounts with USD 1000 for eligible children
The U.S. Department of the Treasury said Trump Accounts are now fully launched and available to eligible families. Children born in 2025 through 2028 can receive a USD 1,000 Treasury contribution, and families can add up to USD 5,000 a year. Employer contributions are also contemplated, with the Department of Labor saying ERISA generally does not apply to those contributions.