Office of the Comptroller of the Currency releases CRA performance evaluations for 15 institutions with six rated outstanding

The Office of the Comptroller of the Currency (OCC) published a list of Community Reinvestment Act (CRA) performance evaluations that became public between July 1 and July 31, 2025, covering 15 national banks and federal savings associations. Six institutions were rated “outstanding” and the remaining nine were rated “satisfactory” under the OCC’s assessment of how institutions meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations. Institutions rated “outstanding” were TD Bank, N.A.; Credit One Bank, N.A.; The National Bank of Adams County of West Union; First Federal Savings and Loan Association of McMinnville; Ladysmith Federal Savings and Loan Association; and Big Horn Federal Savings Bank. Institutions rated “satisfactory” were The First National Bank of Hartford; Chino Commercial Bank, N.A.; EH National Bank; First Mid Bank and Trust, N.A.; The Riddell National Bank; American National Bank of Minnesota; Farm Bureau Bank, FSB; Greenville Federal; and Texas Gulf Bank, N.A. The OCC noted that its website provides a searchable list of public CRA evaluations issued since April 1996 and a list of institutions scheduled for CRA examinations in the next two calendar quarters.