The Central Bank of Russia released its April 2026 monitoring results for maximum interest rates on RUB deposits offered by the ten credit institutions attracting the largest volumes of household deposits. The average maximum rate across these banks was 13.43% for the first 10 days of April and 13.39% for the second 10 days. For reference, the Central Bank of Russia reported average maximum rates by maturity of 13.04% (up to 90 days), 13.24% (91–180 days), 12.68% (181 days to one year) and 11.61% (over one year). The maximum rate for each bank is based on deposit products available to any client without limitations, excluding special-category deposits (eg pensioners or children), conditional rates (eg requiring card turnover or minimum balances), combined products (eg linked to investment or insurance purchases), deposits with varying rates over sub-periods and compound-interest rates; the average is the arithmetic mean across the ten banks’ published maximum rates, collected from their websites and described as indicative.
Central Bank of Russia 2026-04-21
Central Bank of Russia publishes April 2026 monitoring showing top-10 banks’ maximum RUB deposit rates at 13.43% and 13.39%
The Central Bank of Russia published April 2026 monitoring results for maximum interest rates on RUB deposits at the ten largest household deposit-taking banks, showing an average maximum rate of 13.43% for the first 10 days of April and 13.39% for the second 10 days. By maturity, average maximum rates were 13.04% for up to 90 days, 13.24% for 91–180 days, 12.68% for 181 days to one year and 11.61% for over one year, based on indicative maximum rates on standard, unrestricted deposit products.