At its tenth Annual Conference, the Chile Financial Market Commission used Chairwoman Catherine Tornel's opening remarks to set out its market development agenda and signal that a Policy on Capital Market Modernization, based on collaborative work with the private sector in 2024 and 2025, is to be published in the first half of 2026. She framed market development as a process to improve the efficiency, accessibility, depth, and resilience of the financial system, with the aim of extending better financial conditions to more people and businesses. The remarks also linked digital transformation to a set of risk and supervision priorities. Tornel highlighted cybersecurity, operational risk management, personal data protection, artificial intelligence, and climate and environmental risks as key challenges arising from digitization, open data, and data consolidation. The conference additionally featured a keynote on financial education and behavioral economics and two panel discussions on inclusion and sustainability in the financial system and on security and trust in the digital financial ecosystem.