The Superintendency of Banks of the Dominican Republic published its quarterly financial system performance report, showing that total assets rose 12.6% year over year to DOP 4.47 trillion, equivalent to 56.6% of gross domestic product. Growth was driven primarily by investments and lending, while the system maintained adequate solvency, liquidity and profitability. The loan portfolio reached DOP 2.45 trillion in May 2026, up DOP 201.43 billion from a year earlier. Real growth in private-sector domestic currency lending was led by commercial loans at 9.9% and mortgages at 4.7%, while consumer lending contracted 2.3% and credit card lending fell 1%. Foreign currency exposure declined 0.6 percentage point to 22.1% of the portfolio. The solvency ratio stood at 18.71%, above the 10% regulatory minimum, with adjusted regulatory capital rising 13.4% to DOP 550.12 billion. Net profit increased 15.8% year over year to DOP 49.71 billion through June. The nonperforming loan ratio was 1.89%, the stressed delinquency ratio was 7.69%, and provisions covered 168% of past-due loans.
2026-09-02Superintencencia de Bancos de la Republica Dominicana
Superintendency of Banks of the Dominican Republic reports 12.6% financial system asset growth to DOP 4.47 trillion
The Superintendency of Banks of the Dominican Republic reported that financial system assets rose 12.6% year over year to DOP 4.47 trillion. The system maintained an 18.71% solvency ratio, while net profit increased 15.8% to DOP 49.71 billion. Nonperforming loans stood at 1.89%, with provision coverage of 168%.