The Croatian Financial Services Supervisory Agency has warned that frozenspirety.info is a fraudulent website imitating Croatia’s gov.hr portal and falsely presenting itself as an official Croatian National Bank website. It promotes a fictitious National Financial Access Programme and seeks money or personal information from citizens. The website claims the program is supported by a EUR 2 billion national guarantee fund, requires a minimum initial deposit of EUR 250 and limits applications to 500 per county. The agency advised citizens to verify domain names rather than rely on a website’s appearance, as fraudulent sites can closely reproduce official logos, names and visual identities.