The Central Bank of Peru reported that outstanding mortgage credit increased 7.4% year on year and 0.6% month on month in June 2026, driven by lending denominated in Peruvian soles. PEN-denominated mortgage loans grew 8.1% from a year earlier and 0.7% from May, while USD-denominated loans fell 3.3% annually and 0.1% monthly. Local currency remained the preferred financing option, with USD loans accounting for only 5.3% of mortgage credit.
Central Bank of Peru2026-07-27
Central Bank of Peru reports 7.4% annual growth in mortgage credit in June
The Central Bank of Peru reported that mortgage credit grew 7.4% year on year and 0.6% month on month in June 2026. Growth was driven by PEN-denominated lending, while the share of USD mortgages remained at 5.3%.