The Thailand Office of Insurance Commission has outlined four measures with the insurance industry to upgrade the compulsory motor insurance system, focusing on data reporting, digital policy delivery, rules to keep cover aligned with annual vehicle tax periods, and road safety work. The package is intended to improve protection for motor accident victims and bring insurers' operating standards into line with digital processes. On data infrastructure, insurers are expected to submit accurate, complete and current underwriting data into the CMIS reporting system so it can be linked with public agencies including the Department of Land Transport, police and health authorities. The target is for all companies to achieve 100% real time CMIS submission by the end of Q3 2026. On digitisation, all 35 insurers selling compulsory motor insurance can already issue e-Policies and send data to the Custodian system, and more than 14 million e-Policies were issued between January and April 2026. The authority has asked insurers to make e-Policy the main delivery channel and submit plans to reduce paper policy distribution. The Office of Insurance Commission is also preparing two registrar orders, one to set conditions for cancellation of compulsory motor insurance policies and another to align insurance cover periods with the annual vehicle tax cycle so vehicles remain continuously insured throughout the tax period. Consultation on the draft orders has been opened through the Law Portal. Separately, the 2026 road safety and motor accident victim protection project has been expanded from the 2025 pilot into a broader model, with new pilot areas in Prachin Buri, Nakhon Nayok, Nakhon Sawan and Suphan Buri.

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