The Central Bank of Cyprus released Monetary Financial Institutions (MFI) deposit and loan statistics for August 2025, showing total deposits rising on a net transaction basis while total loans fell. Total deposits increased by EUR 44.3 million in August, reversing a EUR 154.5 million net decrease in July, with the annual growth rate easing to 6.0% from 6.5%. The stock of deposits stood at EUR 56.5 billion, including a EUR 133.6 million increase in deposits of Cyprus residents, driven by households (up EUR 46.5 million) and non-financial corporations (up EUR 152.7 million), partly offset by a EUR 65.7 million decline in deposits of other domestic sectors. Total loans recorded a net decrease of EUR 60.8 million in August after a EUR 74.9 million net increase in July, while the annual rate of change was unchanged at 7.2%. The outstanding loan stock reached EUR 26.4 billion, with loans to Cyprus residents down EUR 69.9 million, including declines for households (down EUR 15.5 million) and non-financial corporations (down EUR 48.6 million), alongside a EUR 5.8 million fall in lending to other domestic sectors.
Central Bank of Cyprus 2025-09-25
Central Bank of Cyprus publishes August 2025 MFI deposits and loans statistics showing deposit growth and a net loan contraction
In August 2025, the Central Bank of Cyprus reported total deposits increased by EUR 44.3 million, reversing a previous decline, while total loans decreased by EUR 60.8 million. The annual growth rate for deposits eased to 6.0%, with the stock reaching EUR 56.5 billion, driven by increases from households and non-financial corporations. The outstanding loan stock stood at EUR 26.4 billion, with declines noted in loans to households and non-financial corporations.