The Reserve Bank of India issued amendment directions to its 2025 framework for commercial banks’ cash reserve ratio (CRR) and statutory liquidity ratio (SLR), with the changes taking effect immediately. The update aligns the directions with recent legislative and related rule and regulation changes and revises aspects of the CRR and SLR reporting templates. The amendments add a reference to “other development financial institutions” (as defined in section 2(cccii) of the Reserve Bank of India Act, 1934) in paragraph 19(1) and delete wording in paragraph 28(6)(v) that referred to “under ‘Cash in hand’”. Annex I (Form A) and Annex II (Form VIII) are updated to replace references that previously focused on the Export-Import Bank of India and the National Bank for Agriculture and Rural Development with a broader set including Exim Bank, National Housing Bank, National Bank, Small Industries Bank, National Bank for Financing Infrastructure and Development and other development financial institutions. Form VIII also replaces “specified” with “notified”, removes “from time to time”, and adds a new line item for “Amount deposited with the Reserve Bank, under Standing Deposit Facility Scheme”.
Reserve Bank of India 2026-01-22
Reserve Bank of India amends commercial bank cash reserve ratio and statutory liquidity ratio directions to expand development financial institution references and add Standing Deposit Facility reporting
The Reserve Bank of India amended its 2025 framework for commercial banks' cash reserve ratio and statutory liquidity ratio, effective immediately, to align with recent legislative changes and update reporting templates. Key changes include revisions to references in reporting forms and the addition of a new line item for deposits under the Standing Deposit Facility Scheme.