The Central Bank of Uruguay’s vice president, Ana Claudia de los Heros, set out the bank’s vision for the next five years, positioning regulation as a tool to enable innovation while safeguarding stability. The priorities highlighted were payment interoperability, cybersecurity and the development of open finance. In remarks delivered at the Uruguay Fintech Summit, De los Heros pointed to ongoing challenges including access to credit and healthier credit relationships for households and firms, full interoperability across payment instruments, and barriers to entry for new market participants. The strategic lines under preparation include making financial inclusion a cross-cutting policy spanning regulation, financial education and technology, expanding interoperability in the payments system including cross-border payments, strengthening resilience to cybersecurity and digital fraud risks, implementing the Open Finance Roadmap to give users greater control over the use of their financial data, and promoting local-currency credit within an inflation-targeting monetary policy framework. De los Heros also signalled that the 2026–2030 Strategic Plan, currently under internal development, will include a review of the central bank’s institutional role and its role in providing interoperable public infrastructure aimed at improving efficiency and lowering costs in the financial system.
Central Bank of Uruguay 2025-10-30
Central Bank of Uruguay outlines five-year strategy centred on payment interoperability, cybersecurity and open finance
The Central Bank of Uruguay's vice president, Ana Claudia de los Heros, outlined a five-year vision emphasizing regulation as a tool for innovation and stability. Key priorities include payment interoperability, cybersecurity, open finance, and financial inclusion. The upcoming 2026–2030 Strategic Plan will review the bank's institutional role and focus on enhancing interoperable public infrastructure.