The Central Bank of Taiwan published its April 2026 overview of check clearing and dishonored checks due to insufficient funds, showing lower clearing activity and a slight increase in the dishonored-check ratio by volume. A total of 3.88 million checks worth TWD 1.01 trillion were cleared in April, down 24.78% and 15.49% month on month. Dishonored checks due to insufficient funds totaled 3,062, equal to 0.08% of checks cleared, up 0.01 percentage points from the previous month. The value of dishonored checks was TWD 2.8 billion, or 0.27% of the value of checks cleared, down 0.07 percentage points month on month. The central bank attributed the fall in clearing volume and value mainly to April having two fewer business days and one rather than two month-end peak days. It said the lower value share of dishonored checks reflected a decrease in dishonored checks from accounts whose aggregated dishonored check values were TWD 100 million or more. Corporate accounts accounted for a larger share of dishonored checks in April, with their share rising by 0.23 percentage points in volume terms and by 15.38 percentage points in value terms, while personal accounts moved in the opposite direction. The next release is scheduled for June 26, 2026.
Central Bank of Taiwan2026-05-27
Central Bank of Taiwan reports April dishonored check ratio rose to 0.08% as cleared checks fell to TWD 1.01 trillion
The Central Bank of Taiwan reported that April 2026 check clearing volumes and values fell month on month, while the dishonored-check ratio by volume edged up to 0.08%. The value share of dishonored checks declined to 0.27%, driven by fewer large-value defaults, while corporate accounts’ share of dishonored checks increased and personal accounts’ share decreased.