Colombia’s Financial Superintendency published the conclusions of the Financial System Monitoring Coordination Committee’s 95th session, summarising a joint review of financial system performance indicators through September 2025. The committee concluded that the financial system remains resilient, supported by existing prudential regulation, forward-looking risk-based supervision and strengthened risk management by credit institutions. Credit institutions continued to report solvency and liquidity indicators above regulatory minimums, while the loan portfolio maintained a recovery trend with positive growth since May, linked to the economic recovery and improved credit demand and supply prospects. Portfolio delinquency continued to decline, particularly in consumer and microcredit, and while some commercial sectors showed deterioration above the five-year average, provisions for commercial lending exceeded the total past-due portfolio. The committee also noted favourable global financial conditions amid a weaker US dollar and policy-rate cuts in some major economies, alongside high uncertainty over whether these trends will persist. The release directs readers to the “Current report on the Colombian financial system” for more detailed indicator trends.
Superintendencia Financiera de Colombia 2025-11-14
Financial Superintendency of Colombia publishes committee conclusions confirming system resilience as credit growth resumes and delinquency falls
Colombia’s Financial Superintendency reported that the financial system remains resilient, with credit institutions maintaining solvency and liquidity above regulatory minimums. The loan portfolio shows positive growth, and delinquency rates are declining, despite some commercial sector challenges. The committee highlighted favourable global financial conditions, though uncertainty remains regarding their persistence.