Indonesia's Financial Services Authority (OJK) published an enforcement update on the completion of a banking crime case involving PT BPR Duta Niaga Pontianak, emphasising that bank debtors proven to have committed banking offences can face criminal sanctions. The case has a Pontianak District Court judgment that became final and binding on 6 February 2026. The matter originated from OJK supervision and proceeded through a special examination, inquiry and criminal investigation. Debtors were found to have intentionally caused or assisted directors to make false entries in the bank’s books, business activity reports, documents and transaction or account reports, including by receiving credit facilities that did not comply with applicable requirements. Two debtors were sentenced to one year’s imprisonment and fines of IDR 250,000,000 and IDR 400,000,000 respectively, while bank officials were also convicted, with the President Director sentenced to four years’ imprisonment and an IDR 600,000,000 fine and the Operations Director sentenced to three years and six months’ imprisonment and an IDR 600,000,000 fine. OJK also urged the public to act honestly and transparently when applying for credit facilities and to use funds in line with the agreed purpose.
OJK 2026-03-15
Indonesia's Financial Services Authority closes BPR Duta Niaga Pontianak banking crime case with jail terms and fines for debtors and directors
Indonesia’s Financial Services Authority (OJK) reported the completion of a banking crime case involving PT BPR Duta Niaga Pontianak, with final convictions by the Pontianak District Court as of 6 February 2026. Two debtors and senior bank officials, including the President Director and Operations Director, received prison sentences of up to four years and fines of up to IDR 600,000,000 for falsifying bank records and obtaining non-compliant credit facilities. OJK reiterated that debtors proven to have committed banking offences can face criminal sanctions and urged borrowers to act honestly and transparently.