The Moroccan Capital Market Authority (AMMC) approved Bank of Africa’s prospectus for an unlisted issuance of subordinated perpetual bonds featuring loss absorption and a coupon payment cancellation mechanism, with a total ceiling of MAD 1,000,000,000. The offering comprises two perpetual tranches. Tranche A has a coupon reset every five years, with the initial rate set by reference to the five-year Treasury bill secondary-market yield curve to be published by Bank Al-Maghrib on 15 December 2025 plus a 220–230 bps risk premium. Tranche B has an annual reset, with the initial rate set by reference to the 52-week Treasury bill yield curve to be published the same day plus a 210–220 bps risk premium. Allocation will be via a French auction, with priority given first to Tranche A and then to Tranche B. Subscriptions are scheduled for 19–23 December 2025. The prospectus comprises the issuer’s 2024 reference document, its Update No. 1 and the offering document, and is available via Bank of Africa, BMCE Capital Conseil and the AMMC websites.