The Federal Deposit Insurance Corporation issued a Financial Institution Letter with supplemental instructions for the September 30, 2025, Call Report date, covering the FFIEC 031, FFIEC 041, and FFIEC 051 forms for all FDIC-insured financial institutions. The update notes that no new data items take effect this quarter and directs institutions to the September 2025 supplemental instructions for additional guidance on specific reporting issues. The letter reiterates that completed Call Reports must be submitted electronically to the Central Data Repository (CDR) generally within 30 days of quarter-end, with an additional five calendar days permitted for institutions with more than one foreign office other than a shell branch or an International Banking Facility. It lists submission deadlines for September 30, 2025 (October 30, 2025, or November 4, 2025, for certain foreign-office institutions) and provides upcoming deadlines through June 30, 2026. It also notes that the FFIEC is adding multifactor authentication to the CDR application, with updated login instructions distributed in August 2025 and phased email invitations to register for MFA beginning August 25, 2025 and continuing into the fourth quarter of 2025.

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