The Central Bank of the Republic of Azerbaijan has granted preliminary approval for Bank “BTB” ASC to reorganise by converting into a non-bank credit institution. As part of this process, Bank BTB has entered into an agreement with Azerbaijan International Bank (ABB) to transfer assets and liabilities and to migrate customer relationships. Under the transfer agreement, individuals and legal entities with term and demand deposits at Bank BTB will, subject to their consent, either continue to be serviced by ABB on unchanged terms or have their deposits repaid by ABB. ABB will also assume Bank BTB’s rights of claim against customers with loan debt or other obligations, and will collect related payments. The Central Bank stated that the reorganisation does not pose a threat to Bank BTB’s creditors, including depositors, and noted Bank BTB’s shares of the banking system at 0.6% of assets, 0.9% of the loan portfolio and 0.6% of sector liabilities. The steps required to complete the conversion will be carried out under the Central Bank’s supervision in line with the process set out in the Rules on Reorganisation of Banks, with communications to customers to be provided through the relevant channels by ABB and Bank BTB.