The Bank of Japan released banking statistics on average contract interest rates on loans and discounts for November 2025. The publication reports rates for new loans and discounts and for outstanding loans, with breakdowns by domestically licensed banks, city banks, regional banks, “regional banks II”, and shinkin banks, and by short-term and long-term maturities, overdrafts, and totals. For new loans and discounts, the rates are monthly averages including rolled-over loans, with total figures excluding overdrafts. Domestically licensed banks are defined as Japanese banks that conduct transactions with the Bank of Japan, excluding the Resolution and Collection Corporation and Japan Post Bank; city banks comprise Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank. Shinkin bank figures are compiled by the National Association of Shinkin Banks, and revised figures are flagged with “r”. The Bank of Japan stated that the data will be uploaded to the BOJ Time-Series Data Search on or after the next business day.
Bank of Japan 2025-12-30
Bank of Japan publishes November 2025 average contract interest rates on loans and discounts
The Bank of Japan published November 2025 banking statistics on average contract interest rates for loans and discounts, detailing rates for new and outstanding loans across various bank categories and maturities. The data will be available on the BOJ Time-Series Data Search following the next business day.