The Superintendency of Banks of the Dominican Republic published a report showing that the Dominican financial system's foreign currency loan portfolio reached USD 10,228.52 million at end-December 2025, representing 24% of total credit. The report also indicates that risk metrics for this portfolio remained below the broader financial system result, with delinquency at 0.6% and provisions on loans more than 90 days past due covering 357.3% of exposure. The electricity sector received the largest share of foreign currency lending at USD 1,761.1 million, or 19.4% of the portfolio, followed by tourism at 18.6% and real estate activities at 11.1%. The report shows that 41.2% of the portfolio was directed to foreign-currency-generating sectors and 58.8% to non-generating sectors. Delinquency was in line with the average of the past five years, and constituted provisions amounted to more than three times the exposure to defaults.
Superintencencia de Bancos de la Republica Dominicana2026-05-15
Superintendency of Banks of the Dominican Republic reports foreign currency loan portfolio at USD 10.23 billion and 24% of total credit
The Superintendency of Banks of the Dominican Republic reported that the foreign currency loan portfolio reached USD 10,228.52 million at end-December 2025, or 24% of total credit, with delinquency at 0.6% and provisions on loans more than 90 days past due covering 357.3% of exposure. The electricity sector accounted for 19.4% of this portfolio, followed by tourism at 18.6% and real estate at 11.1%, with 41.2% of lending to foreign-currency-generating sectors and delinquency in line with the five-year average.