The National Credit Union Administration released second quarter 2026 performance data showing continued growth across federally insured credit unions, alongside a modest deterioration in loan performance. Total assets rose 5% over the year to USD 2.50 trillion, while loans increased 4.9% to USD 1.76 trillion. The delinquency rate climbed 6 basis points from a year earlier to 96 basis points, while the net charge-off ratio was little changed at 78 basis points. Insured shares and deposits grew 4.3% to USD 1.91 trillion, and the loan-to-share ratio edged down to 82.9% from 83.1%.
2026-09-14National Credit Union Administration
National Credit Union Administration reports 5% asset growth as delinquencies rise to 96 basis points
National Credit Union Administration data show federally insured credit union assets rose 5% over the year to USD 2.50 trillion in the second quarter of 2026, with loans up 4.9% to USD 1.76 trillion. Delinquencies increased 6 basis points to 96 basis points, while the net charge-off ratio remained broadly stable at 78 basis points.