The Japan Financial Services Agency has published the results of its public consultation and issued the final Basic Approach to Business Feasibility Financing Based on the Relationship of Trust between Business Operators and Financial Institutions. The document sets out the FSA’s core view on trust-based engagement and communication between businesses and lenders, including the use of corporate value security interests, which will be introduced under the Act on the Promotion of Business Financing as a tool to support lending based on a company’s future business potential. The consultation ran from April 10 to May 10 and drew 14 comments. Alongside the final basic approach and a summary of comments and responses, the FSA released partial revisions to the Comprehensive Supervisory Guidelines for Major Banks and to the Comprehensive Supervisory Guidelines for small and medium-sized and regional financial institutions. The basic approach will apply from May 25, 2026, when the Act on the Promotion of Business Financing takes effect.
Japan Financial Services Agency2026-05-18
Japan Financial Services Agency finalizes basic approach to business feasibility financing and supervisory guideline changes ahead of May 25 introduction of corporate value security interests
The Japan Financial Services Agency has published consultation results and issued the final Basic Approach to Business Feasibility Financing Based on the Relationship of Trust between Business Operators and Financial Institutions. The approach sets out the agency’s view on trust-based engagement and the use of corporate value security interests under the Act on the Promotion of Business Financing to support lending based on future business potential, and includes related revisions to supervisory guidelines for major, small and medium-sized, and regional financial institutions.