The Bermuda Monetary Authority has published its 2025 Annual Report, outlining its financial activities for the year ended Dec. 31, 2025 and summarizing a year of strategic work, stronger supervisory oversight and wider international engagement. The report presents the Authority’s main regulatory and operational developments under themes including supervision, legislative change, industry statistics, technology and financial information. On supervision, the report says the Authority completed full Basel III implementation for Bermuda’s banking sector while banks remained well capitalized and financially sound. Insurance oversight remained a central focus through on-site reviews, supervisory colleges and stress testing. In digital finance, the Authority launched an Embedded Supervision Pilot in late 2025, updated custody rules for digital asset businesses, and consulted on payment services and asset tokenization. Other regulatory changes included enhancements to the insurance group supervision framework, the introduction and implementation of a formal recovery planning regime, and the launch of a public disclosure framework for commercial long-term insurers.