The Bank of Israel’s Supervisor of Credit Data Sharing instructed credit providers that report to the Credit Data Registry to extend the period before reporting arrears on customer loan repayments, with arrears to be reported only after 60 days instead of 30 days. The change is intended to give borrowers more time to settle obligations and to avoid arrears reporting linked to technical issues, amid expected financial strain associated with Operation Roaring Lion. The Bank noted that information reported to the Registry is used by credit providers to assess lending risk and can affect credit scores, access to credit and borrowing terms. The instruction applies to the monthly Registry reports for March 2026 and April 2026, and borrowers were encouraged to coordinate with their credit providers where payment deferrals or rescheduling are needed to avoid adverse credit events. The Supervisor may decide to apply the extended reporting period to additional reporting months.
Bank of Israel 2026-03-08
Bank of Israel delays Credit Data Registry reporting of loan repayment arrears to 60 days for March and April 2026
The Bank of Israel’s Supervisor of Credit Data Sharing has instructed credit providers to report loan repayment arrears to the Credit Data Registry after 60 days instead of 30, to help borrowers manage financial strain from Operation Roaring Lion. This change, applicable to March and April 2026 reports, aims to prevent technical issue-related arrears reporting and mitigate impacts on credit scores and borrowing terms. The Supervisor may extend this adjustment to future months.