At an open meeting, the National Credit Union Administration (NCUA) Board received the second-quarter 2025 Share Insurance Fund report, showing USD 82.0 million in net income and USD 23.2 billion in total assets as of June 30, 2025. The equity ratio was 1.28 percent, down 2 basis points from December 31, 2024, with the semi-annual decline attributed to 2.9 percent growth in insured shares. The briefing indicated the fund could absorb USD 1.4 billion in losses without falling below the 1.20 percent equity ratio threshold that, by law, would require the NCUA Board to assess a premium or develop a restoration plan. It also covered the public Share Insurance Fund dashboard and provided a budget update, including expected USD 13.6 million in Voluntary Separation Program costs (USD 8.8 million annual leave payouts, USD 3.5 million incentive payments, and USD 1.3 million administrative and other costs), with overall 2025 spending projected to come USD 7.0 million under budget due to offsetting savings.
National Credit Union Administration 2025-09-18
National Credit Union Administration reports Share Insurance Fund earned USD 82 million in Q2 2025 with equity ratio at 1.28 percent
The National Credit Union Administration Board reviewed the Q2 2025 Share Insurance Fund report, noting USD 82.0 million in net income and USD 23.2 billion in total assets. The equity ratio decreased to 1.28 percent, attributed to a 2.9 percent growth in insured shares. The fund can absorb USD 1.4 billion in losses without triggering a premium assessment or restoration plan, and 2025 spending is projected to be USD 7.0 million under budget.