The Taiwan Financial Services Commission released operational statistics for Taiwan’s credit card, cash card and electronic payment sectors as of April 2025, covering volumes, balances, transaction values, write-offs and delinquency ratios. Credit cards: 32 issuers operated with 59.39 million effective cards and 39.42 million active cards. Revolving credit balances were NT$114 billion and installment undue balances were NT$161.8 billion. Monthly retail sales were NT$373.3 billion, write-offs were NT$0.62 billion, and the average delinquency ratio (past due over three months) was 0.3%. Cash cards: 13 institutions operated with 0.28 million effective cards and NT$10.2 billion in loan balances (including non-accrual amounts). Monthly write-offs were NT$18 million and the overall delinquency ratio was 1.128%. Electronic payment institutions: nine specialised institutions and 20 dual-status institutions operated. Stored value cards totalled 193 million effective cards with 13.81 million cards in use, monthly retail sales of NT$6.53 billion, and stored value balances of NT$15.24 billion. Electronic payment accounts had 32.21 million users, with monthly transaction agency flows of NT$20.34 billion, small-amount remittances of NT$17.76 billion, monthly stored value funds of NT$29.82 billion, and e-payment account balances at institutions of NT$19.17 billion.

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