The State Bank of Vietnam (SBV) published an account of its Governor and deputy governors’ Lunar New Year visits to major credit institutions and sector bodies, using the meetings to set expectations for 2026. The messages focused on implementing Party, Government and SBV direction while supporting market stability and inflation control, alongside stronger risk management, technology adoption, digital transformation and sustainable finance. In engagements with BIDV and Agribank, SBV leaders highlighted banks’ roles in macroeconomic objectives and asked for continued improvements in governance and innovation. BIDV reported 2025 total assets exceeding VND 3,270 trillion (up 20%), profit before tax above VND 35.6 trillion (111% of the SBV-assigned plan) and green credit outstanding above VND 82 trillion. Agribank was encouraged to strengthen governance to international standards and prepare to apply Basel III capital standards under the standard method ahead of the mandatory roadmap, while the bank pointed to ongoing digital transformation, preparations for Circular 83 and Basel III, and work towards equitisation. SBV also urged Co-opBank to implement SBV Directive 01 and Directive 02 and maintain safe operations supporting People’s Credit Funds, and told Vietnam Deposit Insurance to prepare for implementing amendments to the deposit insurance law approved in December 2025, with the amended law taking effect on 1 May 2026, including readiness to support credit institution restructuring. Other visits covered VietinBank, Vietcombank, the Bank for Social Policies and Military Commercial Joint Stock Bank, reiterating priorities around comprehensive digital transformation and social policy credit; Vietcombank cited nearly VND 1,700 trillion in outstanding loans, a non-performing loan ratio below 1% and a bad debt coverage ratio above 170%, while MB set 2026 targets including VND 40 trillion in profit and a non-performing loan ratio below 1%.

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