The National Bank of Moldova published statistics on banks’ newly attracted term deposits in July 2025, showing total volumes of MDL 3,843.2 million, up 11.6% from June 2025. Deposits in Moldovan lei accounted for 72.0% (MDL 2,768.7 million, +9.4%), while foreign-currency deposits totalled MDL 1,074.5 million (+17.5%). The average nominal rate on new lei deposits rose by 0.15 percentage points to 4.81%, while the average rate on foreign-currency deposits fell by 0.15 percentage points to 1.32%. By maturity, the largest shares were deposits with terms of 2 to 5 years (47.4%) and 6 to 12 months (26.7%). Household deposits totalled MDL 3,068.3 million (+17.8%), with 2 to 5 year (47.7%) and 6 to 12 month (30.1%) terms most used; compared with July 2024, household lei deposits rose 51.8% and household foreign-currency deposits 19.5%. Corporate deposits in lei fell 15.3% to MDL 564.1 million, while corporate foreign-currency deposits increased 5.6% to MDL 175.6 million; year on year, these declined 10.2% and 21.9% respectively. Average rates for corporates rose 0.44 percentage points to 3.82% on lei deposits and decreased 0.09 percentage points to 1.92% on foreign-currency deposits.
National Bank of Moldova 2025-08-20
National Bank of Moldova reports new term deposits up 11.6% from June to MDL 3.84bn in July 2025
The National Bank of Moldova reported a total of MDL 3,843.2 million in newly attracted term deposits for July 2025, marking an 11.6% increase from June. Deposits in Moldovan lei comprised 72.0% of the total, with an average nominal rate increase to 4.81%, while foreign-currency deposits saw a rate decrease to 1.32%. Household deposits rose significantly by 17.8%, whereas corporate lei deposits fell by 15.3%.