Mexico's National Insurance and Surety Commission published updated 2018–2024 solvency indicators for the insurance and surety sector, concluding that solvency remained solid through 2024 with key capital, investment base and liquidity metrics above the regulatory minimum. The sector’s Solvency Capital Ratio (RCS) was 3.4 in Q4 2024 against a regulatory minimum of 1, with the series ranging from 2.4 to 3.5 over 2018–Q4 2024. The Investment Base Index (BI) stood at 1.06 in Q4 2024 and the Liquidity Index (LI) at 2.0, also above the minimum. The release, published under Article 390 of the Insurance and Surety Institutions Law and Chapter 24.4 of the Single Insurance and Surety Circular, also lists the top 10 institutions by premium issuance for 2018–Q4 2024 (overall and by line of business) with their market shares and selected Q4 2024 RCS, LI and BI values, based on information received up to 13 February 2025.
Mexico Comisión Nacional de Seguros y Fianzas (CNSF) 2025-01-07
Mexico's National Insurance and Surety Commission reports sector solvency remained robust with a solvency capital ratio of 3.4 in Q4 2024
Mexico's National Insurance and Surety Commission reported that the insurance and surety sector maintained solid solvency through 2024, with key metrics exceeding regulatory minimums. The Solvency Capital Ratio was 3.4 in Q4 2024, well above the minimum of 1, while the Investment Base Index and Liquidity Index also surpassed required levels. The report includes a ranking of the top 10 institutions by premium issuance and their market shares.