Swedish Financial Supervisory Authority sets 2026 supervisory priorities on financial crime, stability risks and product suitability

The Swedish Financial Supervisory Authority (Finansinspektionen) has published its supervisory priorities for 2026, outlining a risk-based focus on how financial firms prevent criminal activity, manage risks that could threaten financial stability, and ensure consumers are offered appropriate products. Supervisory work in 2026 will include reviews of measures to counter money laundering and fraud and to limit the use of the financial system to generate or launder criminal proceeds. The authority will also scrutinise firms’ resilience to risks affecting stability, including whether banks and other firms take excessive financial risks and whether their IT infrastructure can withstand disruptions such as cyberattacks. On consumer protection, the focus includes firms’ credit assessments and debt collection activities, and how they safeguard consumers’ interests to ensure loans, savings and insurance products are suitable for customers’ needs.