The State Bank of Vietnam held a working session with its Regional Branch 8 to review the branch’s 2025 performance following the organisational consolidation and to set priorities for the period ahead. Governor Nguyen Thi Hong commended the branch’s early stabilisation and its delivery of assigned tasks, while directing further work to ensure safe and uninterrupted operations and stronger on-the-ground oversight. Regional Branch 8 has operated since 1 March 2025, formed by merging the State Bank of Vietnam’s provincial branches in Nghe An, Ha Tinh, Quang Binh and Quang Tri. The branch reported measures to maintain stable deposit rates, reduce lending rates and support households and businesses affected by major storms and flooding, alongside continued deployment of government-directed credit programmes including social housing and worker housing lending, support for under-35s to buy social housing, agriculture-forestry-fisheries lending, and green growth and digital transformation credit. By end-December 2025, outstanding credit in the region was estimated at VND 674,035bn, up VND 89,527bn (15.3%) from the start of the year, with medium- and long-term loans at 37%; lending was concentrated in agriculture-forestry-fisheries (13%), industry-construction (25.4%) and trade-services (61.6%). Total mobilised funds were estimated to have increased 16.6%, while non-performing loans were estimated at 1.5% of total outstanding loans. Looking ahead, the Governor instructed the branch to coordinate with State Bank of Vietnam units to complete internal processes and rules, closely monitor local economic, monetary and banking conditions, and provide policy recommendations to central leadership and local authorities. Priorities also include raising the quality of inspection and supervision, strengthening staffing arrangements, and reviewing and upgrading premises and facilities.

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