The Single Resolution Board has published its 2025 assessment of Banking Union banks’ resolvability, finding progress across all seven resolvability dimensions between 2023 and 2025. Banks strengthened capabilities particularly in liquidity and funding in resolution, management information systems and data provision, and separability and transferability. Further work is needed to make capabilities fully operational, especially in areas covered by recently enhanced guidance, including valuation, separability and transferability, and communication. The assessment marks a shift toward testing as the primary measure of operational readiness from the 2026 resolution planning cycle. An enhanced methodology combines standardized bank self-assessments, a more granular heatmap and testing results, with corrective action calibrated to the severity of shortcomings. Multiannual testing programs for 2026–2028 cover all relevant resolvability principles, with 214 tests planned across 78 banks in 2026 and a focus on bail-in and operational continuity.
Single Resolution Board2026-07-31
Single Resolution Board finds broad resolvability progress, plans 214 bank tests for 2026
The Single Resolution Board found that Banking Union banks improved across all seven resolvability dimensions, although gaps remain in areas including valuation, separability and transferability, and communication. Testing will become the primary assessment tool, with 214 tests planned across 78 banks in 2026 under multiannual programs running through 2028.