The Central Bank of Russia has published an updated approach to assessing banks’ economic situation, refining a method released a year ago after consultations with market participants and internal testing. The revised framework is designed to rank banks by risk level more precisely. The central bank said that, once adopted, it will support lower contributions to the compulsory deposit insurance fund for the most reliable banks and allow supervisory attention to be concentrated on less resilient institutions. The update clarifies how a bank’s final classification group is determined and reduces the number of indicators used in the assessment. It replaces the previous scoring and weighting system with an evaluation of the aggregate impact of risks on capital, and shifts the assessment to a consolidated level. The central bank said the revised method improves both accuracy and the interpretability of results. The regulator plans to begin using the new approach in 2029. It will discuss the revised concept at the Financial Congress in St Petersburg on 1–3 July 2026.
Central Bank of Russia2026-06-25
Central Bank of Russia updates bank economic assessment method for more precise risk ranking ahead of 2029 rollout
The Central Bank of Russia has updated its method for assessing banks’ economic situation to rank institutions by risk more precisely. The revised framework simplifies indicators, replaces the scoring and weighting model with an assessment of aggregate risk impact on capital, and moves the analysis to a consolidated level. The regulator plans to start using the new approach in 2029.