The Swiss National Bank has released Swiss financial accounts data for Q4 2025, completing the dataset on household wealth for the full year 2025. The figures show household financial assets rose by CHF 119 billion to CHF 3,278 billion (up 3.8%), while net worth increased by CHF 226 billion to CHF 5,132 billion (up 4.6%). Growth in financial assets was mainly driven by transactions, including higher occupational pension entitlements, investment in collective investment schemes and increased deposits, alongside an overall positive contribution from capital gains linked to higher stock market prices. Deposits also shifted from time deposits to sight deposits as interest rates fell. Real estate wealth rose by CHF 140 billion to CHF 2,924 billion (up 5.0%), close to half of total household wealth, reflecting rising real estate prices. Household liabilities increased by CHF 33 billion to CHF 1,070 billion (up 3.2%), dominated by mortgages of CHF 983 billion (up CHF 29 billion, or 3.1%). The data can be accessed via the SNB data portal in configurable charts and tables, with quarterly and annual series available from Q4 1999 to Q4 2025, alongside methodological notes and information on changes and revisions.
Swiss National Bank 2026-04-28
Swiss National Bank publishes Q4 2025 financial accounts data showing household net worth rising to CHF 5,132 billion in 2025
The Swiss National Bank has published Swiss financial accounts data for Q4 2025, completing the 2025 household wealth dataset. Household financial assets rose by CHF 119 billion to CHF 3,278 billion and net worth increased by CHF 226 billion to CHF 5,132 billion, driven by higher pension entitlements, investment in collective investment schemes, increased sight deposits and capital gains from higher stock prices, alongside a CHF 140 billion rise in real estate wealth. Household liabilities grew by CHF 33 billion to CHF 1,070 billion, mainly due to higher mortgages of CHF 983 billion.