The Egypt Financial Regulatory Authority announced the launch of a dedicated “Real Estate Title Deed Insurance” policy model, enabling insurance companies to offer cover to property buyers against risks affecting the validity of ownership, including defects in proof of title that were unknown before purchase. The authority positioned the product as a tool to strengthen confidence and transparency in real estate transactions and support efforts to market Egyptian real estate to foreign investors. The cover can compensate the insured for losses arising from third-party rights or disputes challenging title validity, including cases linked to forgery, fraud or lack of legal capacity. It can also cover inability to register the property for reasons beyond the insured’s control and costs arising from previously undisclosed liens or financial dues. Exclusions include losses stemming from breaches of building, land-use or environmental laws, government expropriation or seizure, war, riots and disasters, and known but undisclosed mortgages or obligations; insurers can reject claims or cancel the policy for material non-disclosure. Insurers must provide legal defence in covered disputes and pay compensation within 30 days of receiving the documents needed to determine the amount, subject to the policy limit and any agreed annual increase. An additional endorsement allows protection to be extended to unregistered properties, provided the insured can evidence the source of ownership (such as inheritance, auctions, court judgments or allocation decisions) and submit a negative certificate from the real estate registry or cadastral record confirming no prior dispositions.

Original source View in tracker