South Africa’s Financial Sector Conduct Authority (FSCA) has imposed an administrative penalty of ZAR 1,126,982 on Kings International Removers (Pty) Ltd and Mr Rolf Michael Lamers, and debarred Lamers for eight years. The action follows an FSCA investigation into a client complaint which found they rendered financial services without authorisation as a financial services provider and issued short-term non-life insurance policies without being licensed as an insurer. The FSCA identified breaches of the Financial Advisory and Intermediary Services Act 37 of 2002, the Short-term Insurance Act 53 of 1998 and the Insurance Act 18 of 2017. Lamers is prohibited from providing, or being involved in the provision of, financial services, acting as a key person of a financial institution, and providing specified financial services to a financial institution under outsourcing arrangements or otherwise; the FSCA also reminded the public to verify authorisation status, licence category and the financial services provider number via its official records.