The Taiwan Financial Services Commission (FSC) published end-March 2025 asset quality statistics for 38 domestic banks, showing the average non-performing loan (NPL) ratio remained unchanged at 0.16% versus the prior month and the same month last year. Total outstanding loans increased by TWD 472 billion (USD 14.23 billion) month on month to TWD 43.23 trillion (USD 1,303 billion), while NPL balances declined by TWD 0.61 billion (USD 0.02 billion) to TWD 68.59 billion (USD 2.07 billion). Allowance coverage of NPLs rose by 10.72 percentage points to 845.95% from 835.23%. Based on these indicators, the FSC assessed domestic banks’ asset quality as manageable and indicated it will continue to require banks to take measures to improve asset quality and financial structure.
Taiwan Financial Services Commission 2025-05-08
Taiwan Financial Services Commission reports March 2025 domestic bank NPL ratio steady at 0.16% and coverage ratio up to 845.95%
The Taiwan Financial Services Commission reported that the average non-performing loan ratio for 38 domestic banks remained stable at 0.16% as of March 2025. Total outstanding loans increased by TWD 472 billion, while non-performing loan balances decreased slightly. The FSC assessed asset quality as manageable and will continue to mandate improvements in asset quality and financial structure.