The Superintendency of Banks of the Dominican Republic published its quarterly financial system performance report showing total assets of DOP 4.28 trillion in March 2026, up 9.2% from a year earlier. The increase was driven by the gross loan portfolio, gross investments, available funds and other assets. Credit portfolio growth remained a central contributor, with gross loans reaching DOP 2.42 trillion after an annual increase of DOP 179.225 billion, equivalent to 8% nominal growth and 4.8% real growth. Commercial and mortgage lending led that expansion, with nominal annual growth of 9.4% and 11.4%, while private sector foreign currency lending rose 8.8% to USD 9.204 billion. In multiple banking, weighted average lending and deposit rates closed March at 13.28% and 6.28%, respectively. Adjusted regulatory capital reached DOP 530.308 billion, up 12.6% year on year, and the system's solvency ratio stood at 18.76%. Financial institutions recorded net profit of DOP 24.092 billion, with return on equity of 17.72% and return on assets of 2.28%, while pre-tax earnings totaled DOP 29.010 billion. Asset quality indicators showed a delinquency ratio of 1.92% in the first three months of the year, with overdue loans of DOP 46.499 billion. The system's stressed delinquency ratio stood at 7.80%, and the default ratio, which the report presents as a broader measure of credit quality than delinquency, was 4.8%.
Superintencencia de Bancos de la Republica Dominicana2026-06-05
Superintendency of Banks of the Dominican Republic reports financial system assets rose 9.2% to DOP 4.28 trillion in March
The Superintendency of Banks of the Dominican Republic said total financial system assets reached DOP 4.28 trillion in March 2026, up 9.2% year on year, led by growth in loans, investments and available funds. Gross loans rose to DOP 2.42 trillion, supported by commercial and mortgage lending, while the solvency ratio stood at 18.76%. The delinquency ratio was 1.92% and net profit totaled DOP 24.092 billion.