The Superintendency of Banks of Panama published its Banking Activity Report, showing that the International Banking Center’s net loan portfolio reached USD 100,088.9 million as of October 2025, up 5.5% year on year. External lending drove the expansion, while deposits remained the main funding source and net assets rose 4.44% year on year to USD 160,378.3 million. Liquidity and solvency indicators were reported above regulatory minima, with legal liquidity and the liquidity coverage ratio at 53.4% and the capital adequacy index at 16.3%. The external loan book grew 12.38% to USD 36,832.2 million, compared with 1.63% growth in domestic loans to USD 63,256.7 million. Total deposits increased by USD 6,428.9 million (5.91%) to USD 115,289.7 million, led by external deposits (10.21%) versus domestic deposits (3.23%); within external funding, private-sector deposits rose 13.25%, supported by demand deposits (29.66%) and savings deposits (19.50%). New credit disbursements in the National Banking System totalled USD 22,199 million, 5.2% higher than the same period of 2024, with commerce accounting for around 47% of disbursements at USD 10,530 million (up 16.6% year on year); flows also increased for personal consumption (3.2% to USD 2,616 million), livestock (3.3% to USD 469 million) and mining and quarrying (from USD 5 million to USD 119 million).
Superintendencia de Bancos de Panama 2025-11-27
Superintendency of Banks of Panama publishes Banking Activity Report showing CBI net loans at USD 100,088.9 million and deposits at USD 115,289.7 million as of October 2025
The Superintendency of Banks of Panama reported a 5.5% year-on-year increase in the International Banking Center’s net loan portfolio, reaching USD 100,088.9 million as of October 2025, driven by external lending. Total deposits rose by 5.91% to USD 115,289.7 million, with external deposits growing 10.21%. Liquidity and solvency indicators remained above regulatory minima, with a liquidity ratio of 53.4% and a capital adequacy index of 16.3%.