The New York State Department of Financial Services (DFS) published a statement on the New York State FY26 budget highlighting that it expands the department’s remit by strengthening oversight of pharmacy benefit managers and granting DFS new authority to regulate Buy Now, Pay Later loans. The statement frames pharmacy benefit managers as intermediaries that raise medical costs and positions the new Buy Now, Pay Later authority as a consumer protection measure for a growing lending segment. The budget also includes initiatives aimed at stabilizing New York’s for-hire vehicle insurance market, responding to challenges in the livery insurance market and seeking to increase drivers’ access to dependable coverage choices.