The United States Office of the Comptroller of the Currency (OCC) has requested comment on a proposed rule to revise procedures and policies for appeals by OCC-supervised entities of material supervisory determinations, aiming to increase the independence and efficiency of the appeals function. Key proposed changes include creating an “appeals board” to hear bank appeals, expanding the Ombudsman’s role as a neutral liaison to help banks seek redress for grievances, adopting a de novo standard of review for appeals, and strengthening prohibitions against retaliation. Comments are due 60 days after publication of the proposal in the Federal Register.
Office of the Comptroller of the Currency 2026-02-17
United States Office of the Comptroller of the Currency seeks comment on revamped bank appeals process including an appeals board and de novo review
The United States Office of the Comptroller of the Currency (OCC) seeks comments on a proposed rule to revise appeals procedures for OCC-supervised entities. Key changes include establishing an appeals board, expanding the Ombudsman’s role, adopting a de novo review standard, and enhancing anti-retaliation measures.