The Bank for International Settlements published a bulletin taking stock of the G20 Roadmap for enhancing cross-border payments, concluding that while international policy work has generated strong momentum, end-user outcomes have improved only modestly and the Roadmap’s end-2027 targets are unlikely to be achieved on schedule. The bulletin notes that most international policy actions under the Roadmap are already completed, providing a foundation to tackle persistent challenges in cross-border payments and support a more inclusive global payments ecosystem. It argues that meeting the Roadmap’s goals now hinges on timely and consistent implementation of agreed priorities within and beyond G20 jurisdictions, supported by robust public-private collaboration. The publication is presented as the authors’ views rather than those of the BIS or its member central banks.