Estonia's Finantsinspektsioon reported that it published 863 website alerts last year warning about companies operating without a licence in Estonia and elsewhere in the European Union, aimed at helping consumers protect themselves against fraud. Most alerts were first published by authorities in other countries, while Finantsinspektsioon issued six alerts itself. Two warnings related to credit being issued without a licence and two to unlicensed crowdfunding services. The remaining two concerned websites providing misleading information, including a foreign bank incorrectly claiming its deposits were guaranteed by the Estonian Guarantee Fund and another site falsely stating it held a licence from Finantsinspektsioon.