Bank Negara Malaysia used the Karnival Celik Kewangan Pulau Pinang, which marked the close of Financial Literacy Month 2025, to set out new measures aimed at strengthening Malaysians’ financial capability. The Governor introduced a pilot “Just-in-Time Financial Education” programme to deliver targeted education ahead of key financial decisions and launched a new Medical and Health Insurance/Takaful guide for consumers via the Financial Education Network (FEN). The Just-in-Time Financial Education pilot will be led by financial institutions and is designed to provide timely support particularly before individuals take up personal financing, with an initial focus on youth and civil servants. The Medical and Health Insurance/Takaful guide is intended to help consumers better understand product features and make more informed coverage choices. Bank Negara Malaysia also noted that FEN has renewed the National Strategy for Financial Literacy 2026–2030, and highlighted that Financial Literacy Month activities included the Skuad Celik Kewangan roadshow, which visited more than 100 rural and semi-urban locations. The Just-in-Time Financial Education pilot is scheduled to run throughout 2026, while the Medical and Health Insurance/Takaful guide is available on the FEN website.
Bank Negara Malaysia 2025-11-15
Bank Negara Malaysia introduces a just-in-time financial education pilot and releases a medical and health insurance and takaful consumer guide
Bank Negara Malaysia announced new initiatives to enhance financial literacy at the Karnival Celik Kewangan Pulau Pinang. These include a pilot "Just-in-Time Financial Education" programme targeting youth and civil servants, and a Medical and Health Insurance/Takaful guide for consumers. Additionally, the Financial Education Network has renewed the National Strategy for Financial Literacy 2026–2030.