The National Bank of Denmark published quarterly payment statistics showing total payment card turnover in Denmark fell by DKK 4 billion, or 2.2%, from the second to the third quarter of 2025, partly reflecting seasonal summer holiday effects as spending by Danish and foreign cards typically moves in opposite directions. Turnover from Danish payment cards used in Denmark declined by DKK 7.2 billion over the quarter, while turnover from foreign cards increased by DKK 3.3 billion. Foreign-card turnover reached a peak in the third quarter and, as last year, accounted for 11% of total card turnover; daily transaction data indicate that five countries generated more than half of foreign-card turnover, with Germany alone representing 23%, and the same group of countries contributed most to the quarter-on-quarter increase. The country breakdown covers nominal values of payment card transactions on Denmarkâs acquiring market, including in-store and online purchases but excluding cash withdrawals.
National Bank of Denmark 2025-11-03
National Bank of Denmark reports Q3 2025 payment card turnover down DKK 4 billion as foreign card spending hits a quarterly peak
The National Bank of Denmark reported a 2.2% decrease in total payment card turnover, down DKK 4 billion from Q2 to Q3 2025, influenced by seasonal holiday spending. Danish card turnover fell by DKK 7.2 billion, while foreign card turnover rose by DKK 3.3 billion, with Germany contributing 23% of the foreign total. Foreign cards accounted for 11% of total turnover, with five countries generating over half of the foreign-card turnover.