The Central Bank of Russia published its February 2026 monitoring results for maximum interest rates on Russian ruble household deposits at the 10 credit institutions with the largest volumes of household deposits, showing an average maximum rate of 14.49% for the first 10 days of February. The average is calculated as the arithmetic mean of each bank’s maximum publicly available deposit rate, excluding products for special client categories or purposes, compound interest, rates conditional on meeting additional requirements, combined deposit products with add-ons, and deposits with maturities split into periods with varying rates. For reference, the reported average maximum rates by maturity were 13.86% (up to 90 days), 14.22% (91 to 180 days), 13.82% (181 days to one year), and 11.94% (over one year), based on information taken from the banks’ websites and described as indicative.
Central Bank of Russia 2026-02-13
Central Bank of Russia reports a 14.49% average maximum ruble deposit rate at the top 10 banks for the first 10 days of February
The Central Bank of Russia reported an average maximum interest rate of 14.49% for Russian ruble household deposits at the 10 largest credit institutions for the first 10 days of February 2026, with rates varying by maturity from 11.94% to 14.22%. The rates exclude special client categories, compound interest, and other conditional products.