The National Association of Insurance Commissioners has published its 2025 roadmap, “Securing Tomorrow: Advancing State-Based Regulation,” setting out a programme of initiatives intended to support state insurance regulators’ consumer protection and solvency monitoring objectives. The plan prioritises aligning communications strategies and services to expand outreach and education, and increasing awareness and understanding of the US state-based insurance regulatory system domestically and internationally. It also flags work to strengthen financial governance, address regulatory arbitrage risks, and modernise the Risk-Based Capital (RBC) framework, alongside efforts to advance financial literacy. NAIC member-led committees are positioned to drive delivery across priority areas including artificial intelligence, catastrophe risks, protecting retirement savings, health insurance market dynamics and international engagement.
National Association Of Insurance Commissioners 2025-02-14
National Association of Insurance Commissioners sets out 2025 roadmap focused on modernising risk-based capital and strengthening state-based regulation
The National Association of Insurance Commissioners' 2025 roadmap, "Securing Tomorrow: Advancing State-Based Regulation," focuses on consumer protection and solvency monitoring. Key initiatives include enhancing communication, modernizing the Risk-Based Capital framework, and addressing regulatory arbitrage. The plan emphasizes financial literacy and international engagement, with NAIC committees leading efforts in artificial intelligence and health insurance market dynamics.