The U.S. Senate Committee on Banking, Housing and Urban Affairs announced that the Senate has passed the 21st Century ROAD to Housing Act, a housing affordability package sponsored by Committee Chairman Tim Scott and developed with Ranking Member Elizabeth Warren. The Committee framed the legislation as a supply-focused effort to lower housing costs by expanding housing supply and reducing regulatory barriers. The bill is structured around four pillars: cutting red tape, unlocking housing supply, lowering costs for families, and including no new mandatory federal spending. It would streamline environmental reviews, modernize manufactured housing rules, unlock private investment, update multifamily financing tools, streamline construction activities across programs, and limit certain large institutional investors from crowding out families in residential markets.