The Central Bank of the Republic of Kosovo announced that Governor Ahmet Ismaili participated in a ceremony to sign a letter of intent for a regional instant payments project, TIPS Clone, alongside the Bank of Italy and the central banks of Albania, Montenegro, Bosnia and Herzegovina, and North Macedonia. The signing took place on the sidelines of the 2025 IMF and World Bank Annual Meetings. The letter of intent continues an agreement signed in January and expands participation to include North Macedonia. With the approval of the European Central Bank’s Governing Council, the Bank of Italy, as the developer and operator of the Eurosystem’s TARGET Instant Payment Settlement (TIPS) service, is building the TIPS Clone system to extend this instant payments infrastructure to selected Western Balkan jurisdictions, including Kosovo. The Central Bank of the Republic of Kosovo framed the project as a core infrastructure initiative aligned with its strategic plan and linked expected additional benefits to Kosovo’s prospective membership in the Single Euro Payments Area.